Payment Policy
Last Updated: August 18, 2026
At 406 Worx Store, we are committed to a clear, secure, and reliable checkout experience. This Payment Policy explains the payment methods accepted on 406worx.com, when payments are authorized or charged, how taxes and shipping are displayed, and what happens if a payment requires review.
Quick Reference
| Topic | Summary |
|---|---|
| Currency | All prices and transactions are processed in U.S. dollars (USD) |
| Payment required | Full payment is required before an order is processed or produced |
| Accepted checkout methods | Payment methods displayed during checkout, including supported credit/debit cards and PayPal where available |
| Payment security | Full card numbers, expiration dates, and CVV codes are not stored on our systems |
| Taxes and shipping | Any applicable taxes and shipping costs are shown at checkout before purchase completion |
| Refund destination | Approved refunds are issued to the original payment method |
| Refund posting time | Usually 3–7 business days after refund approval, depending on the payment provider |
1. Currency and Pricing
All prices displayed on the Site are in U.S. dollars (USD). Product prices, applicable shipping charges, and taxes are presented during checkout before you submit payment.
If you are purchasing from outside the United States, your bank or payment provider may convert the transaction to your local currency. Any exchange-rate difference, foreign-transaction fee, or currency-conversion charge imposed by your financial institution is your responsibility.
We make reasonable efforts to keep pricing accurate. If an item is shown at an incorrect price because of a typographical, technical, or system error, we may correct the error, cancel the affected order, and issue a full refund for any payment collected.
2. Accepted Payment Methods
We accept payment methods that are displayed and available during checkout. These may include major credit cards, debit cards, PayPal, and other payment options enabled by our secure payment providers.
The payment options shown at checkout are the current, controlling list of accepted methods. Availability may vary based on your location, device, browser, payment-provider settings, or fraud-prevention review.
3. Payment Authorization and Order Processing
Full payment is required before an order is submitted for processing, fulfillment, or custom production. When you complete checkout, your payment provider may authorize or charge the full order total, including item prices, shipping costs, and applicable taxes.
An order is not confirmed for production or shipment until payment has been successfully authorized or captured. If your payment is declined, interrupted, unverified, or otherwise unsuccessful, the order may not be placed or may be delayed until the issue is resolved.
4. Taxes, Shipping Charges, and Order Confirmation
Applicable sales tax is calculated based on the shipping destination and relevant tax requirements. Shipping charges are calculated under our Shipping Policy and are displayed at checkout before payment is submitted.
After a successful order is placed, we will send an order-confirmation email to the email address provided at checkout. That message normally includes the order number, purchased items, item price, shipping charge, applicable tax, and total amount paid.
5. Payment Security
Payments are processed through secure third-party payment providers. We use secure connection technologies for checkout and do not store your full credit-card number, expiration date, or CVV code on our systems.
Payment providers may use their own security, authentication, and fraud-prevention measures. You should review the payment provider’s terms and privacy information when using a third-party payment method.
6. Payment Review and Fraud Prevention
To help protect customers and our business from unauthorized transactions, we may review an order that is flagged by a payment provider or our fraud-prevention tools. We may contact you using the email address or telephone number provided at checkout to verify order details, billing information, or purchase intent.
If an order cannot be verified, if payment remains unsuccessful, or if we reasonably suspect fraud or unauthorized activity, we may delay, cancel, or refuse the order. If a payment has been captured for a canceled order, we will issue a refund to the original payment method.
7. Refunds, Credits, and Cancellations
Approved refunds are issued to the original payment method used for the purchase. We cannot redirect a refund to a different payment method except where required by law or separately agreed in writing by us.
After a refund is approved, please allow 3–7 business days for the funds to appear in your account, depending on your bank or payment provider. For return eligibility, processing steps, replacement options, and cancellation terms, please read our Return & Refund Policy.
8. Contact Information
If you need help with a payment, billing question, or checkout issue, please contact us.
| Contact method | Details |
|---|---|
| support@406worx.com | |
| Phone | +1 (406) 607-0144 |
| Store / correspondence address | 20 N Main St Suite 131, Kalispell, MT 59901, USA |
| Support hours | Monday–Friday, 10:00 AM–5:00 PM, local Kalispell time |
| Website | 406worx.com |
9. Related Policies and Updates
This policy should be read with our Shipping Policy, Return & Refund Policy, Privacy Policy, and Terms of Service. If a conflict arises, the policy that specifically addresses the relevant subject controls to the extent permitted by law.
We may update this Payment Policy to reflect changes in our checkout, payment methods, or legal obligations. The current version will be posted on this page with an updated “Last Updated” date.
